API-Based Payment Solutions for Modern Business
Issue virtual debit cards, prepaid expense cards, and white-label payment solutions all through a single, developer-first API. Trusted by businesses across 180+ countries.
- PCI DSS Compliant
- Real-Time Settlement
- 180+ Countries Supported
- 99.98% API Uptime
- 10,000+ Businesses
Our Products
Complete Card Issuance &
Payment Infrastructure
From virtual prepaid cards to white-label debit card solutions BO Payments provides the full stack of API-based payment solutions your business needs.
Virtual Card Issuing API
Instantly issue virtual debit cards and virtual prepaid cards for employees, vendors, or customers. Full programmatic control over spend limits, merchant categories, and real-time transaction data.
Corporate Prepaid Card Solutions
Issue corporate prepaid cards and business prepaid cards for employees at scale. Centralize expense management, enforce spending policies, and eliminate reimbursement workflows.
Prepaid Expense Card Solutions
Dedicated prepaid expense cards for teams and departments. Set real-time budgets, receive instant spend alerts, and reconcile with your accounting software automatically.
White Label Debit Card Solution
Launch your own branded debit card product with our fully white-label debit card solution. Your brand, your experience powered by BO Payments’ infrastructure and card issuance software.
Cross-Border Payments
Fast, low-cost cross-border payment processing with our APIs for cross-border payments. Support 130+ currencies with transparent FX rates and instant settlement rails.
White-Label Payment Gateway
A fully brandable, white-label payment gateway for platforms and marketplaces. Accept payments globally, manage payouts, and integrate in days not months.
$2B+
Payment Volume Processed Annually
180+
Countries for Cross-Border Payments
200ms
Average Virtual Card Issuance Time
99.98%
API Uptime SLA
Our Products
Virtual Card Issuing API Built for Scale
Our card issuance software and payment API are designed to get you live in under a week. Issue virtual corporate cards, prepaid virtual cards, and physical cards programmatically.
- Instant Virtual Card Issuance
- Real-Time Transaction Webhooks
- Custom Spend Controls
- White Label Ready
Use Cases
Business Prepaid Cards for Every Use Case
From employee expense management to B2B disbursements our fintech payment solutions power every spend category.
01
Employee Expense Cards
Business prepaid cards for employees with role-based spend limits, real-time controls, and automated receipt capture.
02
Vendor Payments
Issue single-use virtual cards to vendors for secure, traceable B2B payments. No ACH delays or check fraud.
03
Marketing Budgets
Prepaid virtual cards for ad platforms and agency teams set per-channel budgets that auto-expire and renew.
04
Travel & Lodging
Issue travel-specific corporate prepaid cards with merchant restrictions to hotels, airlines, and ground transport.
05
Customer Rewards
Deliver instant incentives and rewards via virtual prepaid cards — redeemable online globally, no cash handling.
06
Disbursements
Disburse funds to contractors, gig workers, or claimants using prepaid expense card solutions — domestically and across borders.
07
SaaS & Subscription
Lock-in vendor subscriptions on dedicated virtual corporate cards with automatic spend tracking and audit logs.
08
Cross-Border Payroll
Pay international teams instantly using our APIs for cross-border payments with real-time FX and multi-currency support.
Global Reach
Ready to Issue Your First Virtual Card?
Join thousands of businesses using BO Payments for virtual card issuing, corporate prepaid cards, cross-border payments, and white-label debit card solutions.